Learn about the latest in retirement planning from Steve Pessotti, a local retirement planner and guest speaker from the Society of Financial Awareness (SOFA). Topics will include: 

 - Estate Planning: Wills vs. Trusts - Learn how to avoid probate. 

- Ancillary Documents: Learn about Durable Power of Attorney, HIPPA compliant Medical Power of Attorney, Health Care Proxy and Pour-over Will. 

- Life Estates: Learn how to protect your assets from Nursing Home liens 

- Nursing Home/Medicaid Rules: Learn about 5-year look back and asset limitations for single & married taxpayers. 

- Getting Fiscally Fit: Learn how to create lifetime income streams for ongoing cash flow. 

- Financial Blunders: Learn how to preserve and protect assets against risk. 

- Lump Sum vs. Pension Income Payouts: Learn the benefits and disadvantages of distributions. 

- Social Security: Learn the major changes. 

 Can't make it at night? This same educational seminar will be presented earlier in the day at 2pm. Sponsored by the Friends of the Library.